As I posted here earlier, I got my loan mod approval and yesterday I sent the signed and notarized docs to BoA.
This morning around 11.30AM, as I was leaving my house carrying my 13 months old daughter a gray Honda SUV pulled in my driveday.
There were two men inside the SUV, they opened the window and told me Bank of America had requested pictures of my house to make sure it was occupied. Asked me if I mind them taking a few pictures. I told them I was OK with that, and I will be right back with them. I brought my daughter back to the house, came out in less than 30 sec, but barely saw their SUV driving off. I wanted to ask them their names, company they represent and a proper picture ID, but it was too late! All I was able to see and write down is their license plate number. I live in NH, but these strange men’s SUV had Maine license plates.
I know other forum members have posted similar experiences.
Anyways, do you have any idea what is this all about? Is this a sign my house will be forclosed on?
Evan Bedard reply
This is a very common practice when you apply for a loan modification. Your bank hires a third party service to drive around and take pics of homes in default to make sure the property is still being occupied. They must be very far behind with requests as you already received your loan modification…
That happened to us too, no biggie. Ours had NH plates though, but they said the same thing they told you today.
What part of NH are you in?
On Wednesday the same thing happened to me, but they refused to identify themselves, just raced off. Creepy isn’t it.
Greetings nowimlate, I live in the Lakes Region of NH.
Yes, very creepy! Why would they run like rats if what they do is legit?!?
For the same reason there are 2 of them. They’re scared. People are unpredictable. You were pleasant, but there will be people who aren’t. Also I suspect they have to take photos of multiple houses in a given day, so they’re trying to get through it as quickly and painlessly as possible.
That happened to me a couple of months ago. I chased the guy down as he drove off and demanded to know who he was as we had some breakins in the area recently. He told me US Bank had sent him to make sure the property was occupied. At the time, I was in a HAMP trial so this concerned me that they were going ahead with foreclosure.
I didn’t need to be worried as final loan modification documents arrived this week.